Mobile Money Payments

Collect mobile money payments in Zambia

Many Zambians reach for their phone to pay. GatePay lets your business collect mobile money from MTN, Airtel and Zamtel customers through one integration, instead of a separate setup for each network.

All the networks, one integration

Connect once and accept mobile money on all three networks, alongside cards and bank transfers, so you can serve every customer from the same checkout.

  • MTN Mobile Money
  • Airtel Money
  • Zamtel Mobile Money

Reconcile without a spreadsheet

Every mobile money payment appears in your real-time dashboard. Export your records for any period and check them against your own books.

Built for schools, transport and retail

From fee collection to bus fares and shop counters, our team understands mobile money settlement and supports you on Zambian hours.

Frequently asked questions

Which mobile money networks does GatePay support?

GatePay works with MTN Mobile Money, Airtel Money and Zamtel Mobile Money.

How fast do mobile money refunds reflect?

An approved refund is paid within two working days of approval, and mobile money refunds ordinarily reflect on the same day.

Can customers also pay by card?

Yes. The same GatePay integration accepts bank cards, bank transfers, QR code and USSD payments as well as mobile money.

Read our Cancellation and Refund Policy.